Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | AYE Aye Finance Limited Financial Services · Small | ARMANFIN Arman Financial Services Limited Financial Services · Small | CAPTRUST Capital Trust Limited Financial Services · Small | CREDITACC CREDITACCESS GRAMEEN LIMITED Financial Services · Small |
|---|---|---|---|---|
| Final Score | 35 | 32 | 10 | 27 |
| Verdict | WATCHLIST | WATCHLIST | OVERVALUED | OVERVALUED |
| Style | Growth at Value | Distress Watch | Distress Watch | Distress Watch |
| Piotroski | 3/9 | 3/9 | 2/9 | 3/9 |
| Valuation | 13/30 | 7/30 | 5/30 | 6/30 |
| Growth | 21/25 | 21/25 | 0/25 | 20/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 0/15 | 0/15 | 4/15 | 0/15 |
| Cash Flow | 0/10 | 3/10 | 8/10 | 0/10 |
| Price | ₹152.03 | ₹1,580.1 | ₹13.8 | ₹1,272 |
| P/E | 17.80 | 29.70 | — | 26.10 |
| P/B | 1.36 | 1.81 | 0.76 | 2.59 |
| ROE | 9.24% | 6.26% | -63.50% | 10.50% |
| ROCE | 11.30% | 11.70% | -17.00% | 9.96% |
| Debt / Equity | 2.00 | 1.90 | 0.65 | 3.01 |
| FCF Yield | — | — | 64.52% | — |
| Dividend Y | — | — | — | — |
| Altman Z | 0.96 | 1.13 | 1.11 | 0.93 |
| Promoter % | — | 22.00% | 54.13% | 66.24% |
| Mkt Cap (₹Cr) | 3445.00 | 1684.00 | 46.50 | 20325.00 |
| Graham # | ₹134.88 | ₹1,037.27 | — | ₹731.54 |
| Fair PE | 33.0 | 33.0 | 1.0 | 33.0 |
| MoS % | +41.3% | +11.1% | — | +20.6% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startAYE122
ARMANFIN113
CAPTRUST12
CREDITACC138