Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | BANDHANBNK Bandhan Bank Limited Financial Services · Small | EQUITASBNK Equitas Small Finance Bank Limited Financial Services · Micro | ESAFSFB ESAF Small Finance Bank Limited Financial Services · Small | FINOPB Fino Payments Bank Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 22 | 14 | 21 | 33 |
| Verdict | OVERVALUED | OVERVALUED | OVERVALUED | WATCHLIST |
| Style | OVERVALUED | Distress Watch | Distress Watch | Distress Watch |
| Piotroski | 4/9 | 3/9 | 3/9 | 4/9 |
| Valuation | 3/30 | 3/30 | 5/30 | 10/30 |
| Growth | 4/25 | 4/25 | 5/25 | 16/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 8/15 | 3/15 | 7/15 | 5/15 |
| Cash Flow | 7/10 | 3/10 | 3/10 | 0/10 |
| Price | ₹208.24 | ₹74.98 | ₹27.42 | ₹139.88 |
| P/E | 26.70 | 78.50 | — | 19.00 |
| P/B | 1.29 | 1.32 | 0.80 | 1.38 |
| ROE | 4.91% | 1.69% | -8.92% | 7.37% |
| ROCE | 6.41% | 6.44% | 5.64% | 4.53% |
| Debt / Equity | 0.09 | 0.12 | 0.10 | 0.62 |
| FCF Yield | 4.47% | — | — | — |
| Dividend Y | 0.74% | — | — | — |
| Altman Z | 1.84 | 1.73 | 1.67 | 1.02 |
| Promoter % | 38.98% | — | 63.28% | 75.00% |
| Mkt Cap (₹Cr) | 32684.00 | 8091.00 | 1416.00 | 1062.00 |
| Graham # | ₹163.85 | ₹32.98 | — | ₹114.57 |
| Fair PE | 3.8 | 2.2 | 8.7 | 33.0 |
| MoS % | -626.8% | -3756.9% | — | +32.7% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startBANDHANBNK116
EQUITASBNK109
ESAFSFB61
FINOPB38