Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | CREDITACC CREDITACCESS GRAMEEN LIMITED Financial Services · Small | CGCL Capri Global Capital Limited Financial Services · Small | IIFL IIFL Finance Limited Financial Services · Small | APTUS Aptus Value Housing Finance India Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 27 | 39 | 34 | 47 |
| Verdict | OVERVALUED | WATCHLIST | WATCHLIST | FAIR VALUE |
| Style | Distress Watch | Distress Watch | Distress Watch | Growth at Value |
| Piotroski | 3/9 | 3/9 | 3/9 | 3/9 |
| Valuation | 6/30 | 9/30 | 20/30 | 16/30 |
| Growth | 20/25 | 21/25 | 9/25 | 18/25 |
| Quality | 0/20 | 8/20 | 2/20 | 12/20 |
| Balance Sheet | 0/15 | 0/15 | 0/15 | 0/15 |
| Cash Flow | 0/10 | 0/10 | 2/10 | 0/10 |
| Price | ₹1,272 | ₹203.2 | ₹506.6 | ₹252.5 |
| P/E | 25.60 | 20.20 | 12.60 | 13.60 |
| P/B | 2.54 | 2.66 | 1.50 | 2.53 |
| ROE | 10.50% | 16.50% | 12.60% | 20.10% |
| ROCE | 9.96% | 11.70% | 10.80% | 15.40% |
| Debt / Equity | 3.01 | 3.35 | 5.01 | 1.56 |
| FCF Yield | — | — | — | — |
| Dividend Y | — | 0.10% | 0.81% | 1.76% |
| Altman Z | 0.92 | 0.84 | 0.44 | 1.64 |
| Promoter % | 66.24% | 59.92% | 24.84% | 23.86% |
| Mkt Cap (₹Cr) | 19908.00 | 19159.00 | 20936.00 | 12817.00 |
| Graham # | ₹731.54 | ₹128.91 | ₹536.01 | ₹206.86 |
| Fair PE | 33.0 | 33.0 | 33.0 | 33.0 |
| MoS % | +20.6% | +37.5% | +60.7% | +59.4% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startCREDITACC138
CGCL98
IIFL115
APTUS94