Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | ESAFSFB ESAF Small Finance Bank Limited Financial Services · Small | FINOPB Fino Payments Bank Limited Financial Services · Small | CAPITALSFB Capital Small Finance Bank Limited Financial Services · Small | EQUITASBNK Equitas Small Finance Bank Limited Financial Services · Micro |
|---|---|---|---|---|
| Final Score | 21 | 33 | 56 | 14 |
| Verdict | OVERVALUED | WATCHLIST | FAIR VALUE | OVERVALUED |
| Style | Distress Watch | Distress Watch | Deep Value | Distress Watch |
| Piotroski | 3/9 | 4/9 | 4/9 | 3/9 |
| Valuation | 5/30 | 10/30 | 28/30 | 3/30 |
| Growth | 5/25 | 16/25 | 18/25 | 4/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 7/15 | 5/15 | 8/15 | 3/15 |
| Cash Flow | 3/10 | 0/10 | 1/10 | 3/10 |
| Price | ₹27.42 | ₹139.88 | ₹273 | ₹74.98 |
| P/E | — | 19.00 | 8.67 | 78.50 |
| P/B | 0.80 | 1.38 | 0.84 | 1.32 |
| ROE | -8.92% | 7.37% | 10.10% | 1.69% |
| ROCE | 5.64% | 4.53% | 7.07% | 6.44% |
| Debt / Equity | 0.10 | 0.62 | 0.05 | 0.12 |
| FCF Yield | — | — | — | — |
| Dividend Y | — | — | 1.86% | — |
| Altman Z | 1.67 | 1.02 | 1.81 | 1.73 |
| Promoter % | 63.28% | 75.00% | 18.01% | — |
| Mkt Cap (₹Cr) | 1416.00 | 1062.00 | 1225.00 | 8091.00 |
| Graham # | — | ₹114.57 | ₹474.91 | ₹32.98 |
| Fair PE | 8.7 | 33.0 | 33.0 | 2.2 |
| MoS % | — | +32.7% | +73.4% | -3756.9% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startESAFSFB61
FINOPB38
CAPITALSFB92
EQUITASBNK109