Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | FINKURVE Finkurve Financial Services Limited Financial Services · Small | CIFL Capital India Finance Limited Financial Services · Small | BAIDFIN Baid Finserv Limited Financial Services · Small | AVAILFC Available Finance Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 22 | 27 | 42 | 51 |
| Verdict | OVERVALUED | OVERVALUED | WATCHLIST | FAIR VALUE |
| Style | Distress Watch | Distress Watch | Deep Value | Deep Value |
| Piotroski | 3/9 | 2/9 | 3/9 | 6/9 |
| Valuation | 2/30 | 10/30 | 26/30 | 30/30 |
| Growth | 15/25 | 11/25 | 15/25 | 13/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 0/15 | 4/15 | 5/15 | 11/15 |
| Cash Flow | 3/10 | 1/10 | 3/10 | 2/10 |
| Price | ₹62.3 | ₹23.6 | ₹10.06 | ₹157.73 |
| P/E | 33.10 | — | 10.40 | 1.46 |
| P/B | 2.53 | 1.36 | 0.67 | 0.12 |
| ROE | 9.44% | -9.00% | 7.27% | 8.58% |
| ROCE | 10.20% | 0.86% | 10.90% | 0.02% |
| Debt / Equity | 2.46 | 1.43 | 1.22 | 0.00 |
| FCF Yield | — | — | — | — |
| Dividend Y | — | 0.09% | 1.00% | — |
| Altman Z | 1.07 | 1.05 | 1.00 | 7.75 |
| Promoter % | 56.24% | 72.59% | 47.39% | 65.53% |
| Mkt Cap (₹Cr) | 862.00 | 909.00 | 155.00 | 157.00 |
| Graham # | ₹32.09 | ₹19.57 | ₹18.09 | ₹1,741.47 |
| Fair PE | 33.0 | 33.0 | 33.0 | 13.8 |
| MoS % | -1.5% | +27.8% | +68.6% | +89.2% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startFINKURVE50
CIFL65
BAIDFIN70
AVAILFC101