Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | FIVESTAR Five-Star Business Finance Limited Financial Services · Small | IIFL IIFL Finance Limited Financial Services · Small | CREDITACC CREDITACCESS GRAMEEN LIMITED Financial Services · Small | APTUS Aptus Value Housing Finance India Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 49 | 34 | 27 | 47 |
| Verdict | FAIR VALUE | WATCHLIST | OVERVALUED | FAIR VALUE |
| Style | Deep Value | Distress Watch | Distress Watch | Growth at Value |
| Piotroski | 4/9 | 3/9 | 3/9 | 3/9 |
| Valuation | 22/30 | 20/30 | 6/30 | 16/30 |
| Growth | 11/25 | 9/25 | 20/25 | 18/25 |
| Quality | 10/20 | 2/20 | 0/20 | 12/20 |
| Balance Sheet | 4/15 | 0/15 | 0/15 | 0/15 |
| Cash Flow | 0/10 | 2/10 | 0/10 | 0/10 |
| Price | ₹429.7 | ₹506.6 | ₹1,272 | ₹252.5 |
| P/E | 79.40 | 12.60 | 25.60 | 13.60 |
| P/B | — | 1.50 | 2.54 | 2.53 |
| ROE | 16.00% | 12.60% | 10.50% | 20.10% |
| ROCE | 17.00% | 10.80% | 9.96% | 15.40% |
| Debt / Equity | 0.70 | 5.01 | 3.01 | 1.56 |
| FCF Yield | — | — | — | — |
| Dividend Y | 0.47% | 0.81% | — | 1.76% |
| Altman Z | 7.01 | 0.44 | 0.92 | 1.64 |
| Promoter % | 18.61% | 24.84% | 66.24% | 23.86% |
| Mkt Cap (₹Cr) | 12434.00 | 20936.00 | 19908.00 | 12817.00 |
| Graham # | — | ₹536.01 | ₹731.54 | ₹206.86 |
| Fair PE | 33.0 | 33.0 | 33.0 | 33.0 |
| MoS % | +80.1% | +60.7% | +20.6% | +59.4% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startFIVESTAR67
IIFL115
CREDITACC138
APTUS94