Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | IBLFL IBL Finance Ltd. Financial Services · SME | DCCL Dar Credit & Capital Ltd. Financial Services · SME | AVAILFC Available Finance Limited Financial Services · Small | CPCAP CP Capital Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 18 | 49 | 51 | 57 |
| Verdict | OVERVALUED | FAIR VALUE | FAIR VALUE | FAIR VALUE |
| Style | OVERVALUED | Deep Value | Deep Value | Deep Value |
| Piotroski | 4/9 | 3/9 | 6/9 | 5/9 |
| Valuation | 2/30 | 30/30 | 30/30 | 30/30 |
| Growth | 16/25 | 22/25 | 13/25 | 15/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 7/15 | 2/15 | 11/15 | 11/15 |
| Cash Flow | 0/10 | 2/10 | 2/10 | 6/10 |
| Price | ₹57.5 | ₹41.7 | ₹157.73 | ₹91.44 |
| P/E | 58.30 | 5.89 | 1.45 | 3.86 |
| P/B | 2.33 | 0.57 | 0.12 | 0.29 |
| ROE | 4.07% | 11.40% | 8.58% | 7.61% |
| ROCE | 8.46% | 13.40% | 0.02% | 9.83% |
| Debt / Equity | 0.95 | 1.77 | 0.00 | 0.13 |
| FCF Yield | — | — | — | 2.42% |
| Dividend Y | — | 1.20% | — | 3.31% |
| Altman Z | 1.83 | 0.78 | 7.75 | 2.60 |
| Promoter % | 63.20% | 69.14% | 65.53% | 63.80% |
| Mkt Cap (₹Cr) | 142.00 | 59.70 | 156.00 | 165.00 |
| Graham # | ₹23.46 | ₹107.84 | ₹1,741.47 | ₹407.24 |
| Fair PE | 33.0 | 33.0 | 13.8 | 33.0 |
| MoS % | -76.0% | +82.2% | +89.2% | +88.2% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startIBLFL86
DCCL65
AVAILFC101
CPCAP24