Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | JSFB Jana Small Finance Bank Limited Financial Services · Micro | EQUITASBNK Equitas Small Finance Bank Limited Financial Services · Micro | CAPITALSFB Capital Small Finance Bank Limited Financial Services · Small | FINOPB Fino Payments Bank Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 46 | 14 | 56 | 33 |
| Verdict | FAIR VALUE | OVERVALUED | FAIR VALUE | WATCHLIST |
| Style | Distress Watch | Distress Watch | Deep Value | Distress Watch |
| Piotroski | 5/9 | 3/9 | 4/9 | 4/9 |
| Valuation | 20/30 | 3/30 | 28/30 | 10/30 |
| Growth | 17/25 | 4/25 | 18/25 | 16/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 3/15 | 3/15 | 8/15 | 5/15 |
| Cash Flow | 3/10 | 3/10 | 1/10 | 0/10 |
| Price | ₹473 | ₹74.98 | ₹273 | ₹139.88 |
| P/E | 15.40 | 78.50 | 8.67 | 19.00 |
| P/B | 1.14 | 1.32 | 0.84 | 1.38 |
| ROE | 7.63% | 1.69% | 10.10% | 7.37% |
| ROCE | 7.45% | 6.44% | 7.07% | 4.53% |
| Debt / Equity | 0.15 | 0.12 | 0.05 | 0.62 |
| FCF Yield | — | — | — | — |
| Dividend Y | — | — | 1.86% | — |
| Altman Z | 1.59 | 1.73 | 1.81 | 1.02 |
| Promoter % | 21.85% | — | 18.01% | 75.00% |
| Mkt Cap (₹Cr) | 5031.00 | 8091.00 | 1225.00 | 1062.00 |
| Graham # | ₹541.81 | ₹32.98 | ₹474.91 | ₹114.57 |
| Fair PE | 33.0 | 2.2 | 33.0 | 33.0 |
| MoS % | +53.8% | -3756.9% | +73.4% | +32.7% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startJSFB111
EQUITASBNK109
CAPITALSFB92
FINOPB38