Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | PNBHOUSING PNB Housing Finance Limited Financial Services · Small | REPCOHOME Repco Home Finance Limited Financial Services · Small | SAMMAANCAP Sammaan Capital Limited Financial Services · Large | MANCREDIT Mangal Credit and Fincorp Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 42 | 49 | 8 | 21 |
| Verdict | WATCHLIST | FAIR VALUE | OVERVALUED | OVERVALUED |
| Style | Deep Value | Deep Value | Distress Watch | OVERVALUED |
| Piotroski | 3/9 | 3/9 | 1/9 | 4/9 |
| Valuation | 23/30 | 30/30 | 5/30 | 0/30 |
| Growth | 15/25 | 14/25 | 0/25 | 12/25 |
| Quality | 1/20 | 2/20 | 0/20 | 0/20 |
| Balance Sheet | 0/15 | 0/15 | 0/15 | 7/15 |
| Cash Flow | 2/10 | 2/10 | 3/10 | 4/10 |
| Price | ₹987 | ₹374 | ₹181.1 | ₹210 |
| P/E | 11.20 | 4.89 | — | 63.20 |
| P/B | 1.34 | 0.58 | 1.10 | 4.25 |
| ROE | 12.70% | 12.70% | -3.18% | 7.68% |
| ROCE | 9.40% | 10.20% | 4.92% | 11.40% |
| Debt / Equity | 3.70 | 3.02 | 2.73 | 0.62 |
| FCF Yield | — | — | — | — |
| Dividend Y | 0.51% | 1.20% | — | 0.36% |
| Altman Z | 0.57 | 0.54 | 0.67 | 4.03 |
| Promoter % | 28.04% | 37.13% | — | 55.25% |
| Mkt Cap (₹Cr) | 25752.00 | 2323.00 | 20968.00 | 442.00 |
| Graham # | ₹1,208.41 | ₹1,050.96 | — | ₹63.3 |
| Fair PE | 33.0 | 39.6 | 4.7 | 33.0 |
| MoS % | +66.0% | +87.6% | — | -75.8% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startPNBHOUSING174
REPCOHOME78
SAMMAANCAP126
MANCREDIT144