Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | SATIN Satin Creditcare Network Limited Financial Services · Small | SPANDANA Spandana Sphoorty Financial Limited Financial Services · Small | TFCILTD Tourism Finance Corporation of India Limited Financial Services · Small | SGFIN SG Finserve Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 50 | 15 | 31 | 22 |
| Verdict | FAIR VALUE | OVERVALUED | OVERVALUED | OVERVALUED |
| Style | Deep Value | Distress Watch | OVERVALUED | Distress Watch |
| Piotroski | 3/9 | 1/9 | 5/9 | 3/9 |
| Valuation | 28/30 | 5/30 | 1/30 | 4/30 |
| Growth | 21/25 | 0/25 | 20/25 | 17/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 0/15 | 3/15 | 3/15 | 0/15 |
| Cash Flow | 1/10 | 7/10 | 4/10 | 0/10 |
| Price | ₹242.1 | ₹240.55 | ₹74.48 | ₹606.15 |
| P/E | 7.89 | — | 40.20 | 29.40 |
| P/B | 0.92 | 0.97 | 3.45 | 2.54 |
| ROE | 12.30% | -29.40% | 9.87% | 10.30% |
| ROCE | 13.80% | -5.81% | 10.40% | 9.32% |
| Debt / Equity | 3.84 | 1.49 | 0.95 | 1.85 |
| FCF Yield | — | 56.20% | 3.99% | — |
| Dividend Y | — | — | 0.81% | — |
| Altman Z | 0.48 | 1.04 | 2.33 | 1.43 |
| Promoter % | 36.17% | 48.16% | 3.85% | 52.91% |
| Mkt Cap (₹Cr) | 2621.00 | 1863.00 | 3434.00 | 3758.00 |
| Graham # | ₹418.61 | — | ₹30.32 | ₹313.98 |
| Fair PE | 33.0 | 2.7 | 33.0 | 33.0 |
| MoS % | +75.6% | — | -18.8% | +6.1% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startSATIN157
SPANDANA63
TFCILTD47
SGFIN155