Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | SONAL Sonal Mercantile Limited Financial Services · Small | RSDFIN RSD Finance Limited Financial Services · Small | TRU TruCap Finance Limited Financial Services · Small | TFL Transwarranty Finance Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 43 | 54 | 12 | 6 |
| Verdict | WATCHLIST | FAIR VALUE | OVERVALUED | OVERVALUED |
| Style | Deep Value | Deep Value | Distress Watch | Distress Watch |
| Piotroski | 5/9 | 4/9 | 2/9 | 3/9 |
| Valuation | 30/30 | 28/30 | 5/30 | 4/30 |
| Growth | 15/25 | 12/25 | 5/25 | 0/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 2/15 | 10/15 | 0/15 | 0/15 |
| Cash Flow | 1/10 | 10/10 | 9/10 | 8/10 |
| Price | ₹88.05 | ₹78 | ₹5.52 | ₹12.2 |
| P/E | 5.57 | 7.66 | — | — |
| P/B | 0.37 | 0.46 | 1.29 | 2.35 |
| ROE | 6.91% | 5.96% | -106.00% | -12.50% |
| ROCE | 6.09% | 8.02% | -14.60% | -0.38% |
| Debt / Equity | 0.76 | 0.01 | 6.49 | 1.07 |
| FCF Yield | — | 26.42% | 284.62% | 17.49% |
| Dividend Y | — | — | — | — |
| Altman Z | 1.23 | 2.66 | 0.26 | 0.75 |
| Promoter % | 24.92% | 74.98% | 30.97% | 53.99% |
| Mkt Cap (₹Cr) | 143.00 | 98.40 | 65.00 | 68.50 |
| Graham # | ₹320.45 | ₹194.32 | — | — |
| Fair PE | 33.0 | 33.0 | 0.8 | 5.8 |
| MoS % | +84.7% | +76.2% | — | — |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startSONAL88
RSDFIN95
TRU24
TFL45