Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | SONAL Sonal Mercantile Limited Financial Services · Small | TRU TruCap Finance Limited Financial Services · Small | TFL Transwarranty Finance Limited Financial Services · Small | RSDFIN RSD Finance Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 44 | 12 | 6 | 53 |
| Verdict | WATCHLIST | OVERVALUED | OVERVALUED | FAIR VALUE |
| Style | Deep Value | Distress Watch | Distress Watch | Deep Value |
| Piotroski | 5/9 | 2/9 | 3/9 | 4/9 |
| Valuation | 30/30 | 5/30 | 4/30 | 28/30 |
| Growth | 15/25 | 5/25 | 0/25 | 11/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 2/15 | 0/15 | 0/15 | 10/15 |
| Cash Flow | 1/10 | 9/10 | 8/10 | 10/10 |
| Price | ₹87.61 | ₹5.67 | ₹11.98 | ₹80 |
| P/E | 5.03 | — | — | 8.06 |
| P/B | 0.33 | 1.32 | 2.31 | 0.47 |
| ROE | 6.91% | -106.00% | -12.50% | 5.96% |
| ROCE | 6.09% | -14.60% | -0.38% | 8.02% |
| Debt / Equity | 0.76 | 6.49 | 1.07 | 0.01 |
| FCF Yield | — | 274.48% | 18.15% | 25.00% |
| Dividend Y | — | — | — | — |
| Altman Z | 1.20 | 0.26 | 0.70 | 2.73 |
| Promoter % | 24.92% | 30.97% | 53.99% | 74.98% |
| Mkt Cap (₹Cr) | 129.00 | 67.40 | 66.00 | 104.00 |
| Graham # | ₹320.45 | — | — | ₹194.32 |
| Fair PE | 33.0 | 0.9 | 5.8 | 33.0 |
| MoS % | +84.8% | — | — | +75.6% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startSONAL88
TRU25
TFL45
RSDFIN98