Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | TRU TruCap Finance Limited Financial Services · Small | VIJIFIN Viji Finance Limited Financial Services · Small | TCIFINANCE TCI Finance Limited Financial Services · Small | RSDFIN RSD Finance Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 12 | 31 | 27 | 53 |
| Verdict | OVERVALUED | OVERVALUED | OVERVALUED | FAIR VALUE |
| Style | Distress Watch | OVERVALUED | Deep Value | Deep Value |
| Piotroski | 2/9 | 5/9 | 4/9 | 4/9 |
| Valuation | 5/30 | 6/30 | 22/30 | 28/30 |
| Growth | 5/25 | 20/25 | 0/25 | 11/25 |
| Quality | 0/20 | 0/20 | 0/20 | 0/20 |
| Balance Sheet | 0/15 | 7/15 | 2/15 | 10/15 |
| Cash Flow | 9/10 | 3/10 | 10/10 | 10/10 |
| Price | ₹5.52 | ₹4.03 | ₹20.91 | ₹78 |
| P/E | — | 28.90 | 5.34 | 8.03 |
| P/B | 1.28 | 2.43 | 0.43 | 0.47 |
| ROE | -106.00% | 8.80% | 8.54% | 5.96% |
| ROCE | -14.60% | 9.78% | 12.40% | 8.02% |
| Debt / Equity | 6.49 | 0.31 | 0.61 | 0.01 |
| FCF Yield | 283.31% | 0.51% | 81.52% | 25.24% |
| Dividend Y | — | — | — | — |
| Altman Z | 0.26 | 4.21 | 1.30 | 2.72 |
| Promoter % | 30.97% | 47.68% | 24.72% | 74.98% |
| Mkt Cap (₹Cr) | 65.30 | 56.90 | 22.40 | 103.00 |
| Graham # | — | ₹2.27 | ₹58.86 | ₹194.32 |
| Fair PE | 0.8 | 33.0 | 5.0 | 33.0 |
| MoS % | — | +12.8% | -7.9% | +76.2% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startTRU24
VIJIFIN112
TCIFINANCE135
RSDFIN95