Compare
Pit 2–4 stocks against each other: U-Score, pillars, fundamentals, and normalized price history. Same universe, same methodology, one view.
| Metric | USHAFIN Usha Financial Services Ltd. Financial Services · SME | RSDFIN RSD Finance Limited Financial Services · Small | NAGREEKCAP Nagreeka Capital & Infrastructure Limited Financial Services · Small | VIJIFIN Viji Finance Limited Financial Services · Small |
|---|---|---|---|---|
| Final Score | 54 | 54 | 67 | 31 |
| Verdict | FAIR VALUE | FAIR VALUE | UNDERVALUED | OVERVALUED |
| Style | Deep Value | Deep Value | Deep Value | OVERVALUED |
| Piotroski | 5/9 | 4/9 | 6/9 | 5/9 |
| Valuation | 30/30 | 28/30 | 30/30 | 6/30 |
| Growth | 19/25 | 12/25 | 21/25 | 20/25 |
| Quality | 0/20 | 0/20 | 11/20 | 0/20 |
| Balance Sheet | 5/15 | 10/15 | 0/15 | 7/15 |
| Cash Flow | 5/10 | 10/10 | 10/10 | 3/10 |
| Price | ₹36.25 | ₹78 | ₹28.01 | ₹4.03 |
| P/E | 6.57 | 7.66 | 4.78 | 28.90 |
| P/B | 0.64 | 0.46 | 1.24 | 2.43 |
| ROE | 10.20% | 5.96% | 29.80% | 8.80% |
| ROCE | 13.50% | 8.02% | 14.50% | 9.78% |
| Debt / Equity | 0.77 | 0.01 | 3.32 | 0.31 |
| FCF Yield | 4.73% | 26.42% | 25.14% | 0.51% |
| Dividend Y | — | — | — | — |
| Altman Z | 1.26 | 2.66 | 1.21 | 4.21 |
| Promoter % | 74.97% | 74.98% | 53.53% | 47.68% |
| Mkt Cap (₹Cr) | 148.00 | 98.40 | 35.40 | 56.90 |
| Graham # | ₹78.37 | ₹194.32 | ₹54.63 | ₹2.27 |
| Fair PE | 33.0 | 33.0 | 33.0 | 33.0 |
| MoS % | +78.8% | +76.2% | +85.5% | +12.8% |
Normalized price (3-year, indexed to 100)
Higher line = better relative performance from startUSHAFIN49
RSDFIN95
NAGREEKCAP98
VIJIFIN112