IP
IndiaPulse

ONELIFECAP

Small Cap

Onelife Capital Advisors Limited

Financial Services

Onelife Capital Advisors Limited operates in Investment, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹26.49
+0.18 · +0.68%
Quote09 Jun, 10:02 am
Fundamentals08 Jun 2026 · screener
Score08 Jun, 11:00 pm · v4.2-nightly
Tags02 May 2026
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Weak fundamentals, management trust needs verification, price trend is neutral, and recent execution is weak.

Suggested next step
Verify management risk first
Do not let cheap valuation override weak Trust or governance evidence.
U-Score
OVERVALUED
27

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Weak Trust
47

low confidence · 0/0 claims checked

Technical
Bullish
60

Timing lens: price trend and sector relative strength.

Result consistency
weak
45

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 31 Mar 2026

Excellent · 95/100

Rev +300% YoY · PAT +225% YoY · margin expansion · +300% QoQ

Filed 31 Mar 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹4 Cr+300.0%+300.0%
EBITDA₹-3 Cr+50.0%+0.0%
Operating margin-67.0%+40600 bps+51900 bps
PAT₹13 Cr+225.0%NDF
PAT margin325.0%-7500 bps+52500 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business and thesis

Issuer presentation review pending

Onelife Capital Advisors Limited operates in Investment, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 31 Mar 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Technical timing lens

Trend score and candlestick chart

60Bullish

SMA20 +51.1% / mo · near 52W high

Stock trend: 60
Sector RS:

Technical chart

ONELIFECAPdaily · 1Y+74.6%
Latest close ₹26.49 on 2026-06-09
Bar
+3.8%
RSI
64
MACD hist
-0.26
52W pos
80%
Hover for OHLC, volume, and indicators. Use range buttons above the chart to zoom.
₹11₹16₹21₹26₹3152H52L2025-122026-03Vol2025-112026-012026-022026-042026-06
Up bar
Down bar
Volume
Result date
SMA 50
RSI(14)

Technical trend read

Mixed signals

Signals are conflicting — long-term trend unclear. RSI 64. Wait for confirmation.

  • SMA20 rising (~30.4% over last month) — short-term momentum positive.
  • RSI(14) at 64 — falling, no extreme reading.
  • MACD below signal, histogram expanding negatively — bearish momentum building.
  • 12% off 52W high · 130% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Deep research

Valuation, score drivers, trust methodology, financials, and peers

Use these sections after reviewing the decision summary, latest result, thesis, management accountability, and technical timing above.

27U-SCORE
Distress Watch

Fundamental score breakdown

OVERVALUED
Valuation13/30
Growth16/25
Quality1/20
Balance Sheet0/15
Cash Flow2/10
Piotroski
5/9 (+3)
Penalties
-8
Raw sum
27

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

27/100 · OVERVALUED

Positive drivers

  • Fair-value margin of safety is positive at 43.9%.
  • Growth contributes 16/25 to the score.
  • Valuation contributes 13/30 to the score.

Main drags

  • Altman Z is 0.8, in distress territory.
  • Promoter pledge is 71.0%.
  • Penalty bucket subtracts 8 points.
Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
18.3
PB
1.4
EV/EBITDA
ROE
10.0%
ROCE
11.4%
FCF Yield
Debt/Equity
0.4
MoS
+43.9%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 08 Jun 2026
v4.2-nightly
Final score
27
Previous: 27
Verdict
OVERVALUED
Previous: OVERVALUED
Margin of safety
+43.9%
Previous: +44.8%

Score history

12 stored score snapshots. Latest stored move: +0 points.

08 Jun 2026
v4.2-nightly
17
17
34
34
34
34
34
34
34
27
27
27

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Trust Score
47Weak Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Weak Trust: Claim history is still being built. It ranks around the 4th percentile of the scored universe and 7th percentile within Financial Services. Main check: promoter alignment is weak at 17/100.

Mixed Trust Lite: FCF yield is 34.5%. Key concern: Promoters have pledged 71% of holding.

Computed 22 May 2026
trust-lite-v1
0 docs indexed · 0 concall links
Score band
Weak Trust

Management or financial behaviour needs caution. Demand stronger valuation compensation.

Relative rank
4th percentile

overall median 67 · Financial Services: 7th pctile, median 62 · Small: 5th pctile, median 65

Evidence depth
Financial-only

0 documents indexed, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Weak Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Needs extra due diligence; demand valuation comfort and recent improvement.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
17
weak · holding, pledge, alignment
Cash flow
89
strong · profit to cash conversion
Balance sheet
35
weak · leverage and solvency
Discipline
38
weak · capital discipline
Results
45
watch · quarterly consistency

Trust positives

  • FCF yield is 34.5%.
  • 4 years of positive FCF.

Trust risks

  • Promoters have pledged 71% of holding.
  • Promoter holding fell 26.1%.
  • Altman Z is 0.30.
  • Debt/equity is 1.29.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Intrinsic value

Graham Number
₹25.05
-5.8% MoS
DCF Fair PE
33.0
DCF Fair Value
₹47.19
+43.9% MoS
PEG
0.16

Fundamentals

Valuation

P/E
18.30
P/B
1.35
EV/EBITDA
Market Cap
98.30Cr

Profitability

ROE
9.96%
ROCE
11.40%
ROA
3.11%
Dividend Y

Growth (CAGR)

Revenue 5Y
7.00%
EPS 5Y
156.00%
Revenue 3Y
20.00%
EPS 3Y
61.00%

Balance Sheet

Debt/Equity
0.43
Interest Coverage
-3.66×
Altman Z
0.85
Book Value
19.50

Cash Flow

FCF Yield
FCF Positive Y
3/5
OCF
-44.59 Cr
EPS TTM
1.43

Shareholding

Promoter Hold
26.03%
Promoter Pledge
71.00%
Momentum 52W
79%

Financial History

Updated 9/6/2026

Revenue

₹ Cr
Latest: 9.1-19.8% vs prev
037.9Mar 2017: 7.8Mar 2018: 7.4Mar 2019: 10.5Mar 2020: 9.5Mar 2021: 6.5Mar 2022: 6.4Mar 2023: 5.2Mar 2024: 37.9Mar 2025: 11.4Mar 2026: 9.1FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Net Profit

₹ Cr
Latest: 5.5+212.1% vs prev
-4.905.5Mar 2017: -4.1Mar 2018: 0.1Mar 2019: -0.1Mar 2020: -1.6Mar 2021: -0.1Mar 2022: -0.4Mar 2023: -2.5Mar 2024: 0.6Mar 2025: -4.9Mar 2026: 5.5FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Return on Equity

%
Latest: 7.5+153.3% vs prev
-14.107.5Mar 2017: -4.1%Mar 2018: 0.1%Mar 2019: -0.1%Mar 2020: -1.9%Mar 2021: -0.1%Mar 2022: -0.5%Mar 2023: -3.0%Mar 2024: 1.3%Mar 2025: -14.1%Mar 2026: 7.5%FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26
Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.