URBANCO
Small CapUrban Company Limited
Services
Urban Company Limited operates in Home Services, within the Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
One read, four checks
75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.
Weak fundamentals, management trust needs verification, price trend is neutral, and recent execution is weak.
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
medium confidence · 4/4 claims checked
Timing lens: price trend and sector relative strength.
Rolling lens: recent quarterly delivery, not the latest single-result score.
Quarter ended 31 Mar 2026
Average · 32/100margin compression · Rev +43% YoY · +11% QoQ
| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹426 Cr | +43.0% | +11.2% |
| EBITDA | ₹-120 Cr | -531.6% | -185.7% |
| Operating margin | -28.0% | -2200 bps | -1700 bps |
| PAT | ₹-161 Cr | NDF | NDF |
| PAT margin | -37.8% | -3678 bps | -3231 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Issuer evidence available
Urban Company Limited operates in Home Services, within the Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 31 Mar 2026. Management claims from the latest issuer document are tracked in the accountability section below.
What management said, and what results must prove
Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.
Extracted source claims
The India Consumer Services business, excluding InstaHelp, will eventually reach a steady-state adjusted EBITDA margin of 9% to 10% of net transaction value.
"will eventually reach a steady-state adjusted EBITDA margin of 9% to 10% of NTV"
Outcome check: OPM moved from -21.0% to average -19.5% (+1.5 pp).
InstaHelp is expected to evolve into a strong profit pool over time with scale and efficiency, similar to beauty and cleaning verticals.
"we expect InstaHelp to follow a similar trajectory with scale and efficiency"
Outcome check: OPM moved from -21.0% to average -19.5% (+1.5 pp).
Annual margins for the India core business in FY26 will be similar to FY25.
"margins for FY26 will be similar to FY25"
Outcome check: OPM moved from -21.0% to average -19.5% (+1.5 pp).
Native business growth is expected to remain healthy but moderate relative to prior periods as the business scales, due to a higher base and emphasis on profitable growth.
"we expect growth to remain healthy but moderate relative to prior periods"
Outcome check: PAT YoY averaged -109.0% across 1 later quarter(s).
Trend score and candlestick chart
54NeutralSMA20 +2.1% / mo
Technical chart
URBANCOweekly · 6M-4.1%Technical trend read
NeutralTrend is undirectional — long-term trend unclear. RSI 49.
- RSI(14) at 49 — rising, no extreme reading.
- MACD below signal but histogram contracting — bearish momentum easing.
- 21% off 52W high · 23% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Valuation, score drivers, trust methodology, financials, and peers
Use these sections after reviewing the decision summary, latest result, thesis, management accountability, and technical timing above.
Fundamental score breakdown
OVERVALUEDWhy this score?
Top U-Score contributors and drags from the latest stored fundamentals.
Positive drivers
- Balance sheet contributes 7/15 to the score.
- Growth contributes 8/25 to the score.
- Cash flow contributes 1/10 to the score.
Main drags
- Quality is weaker at 0/20; verify the latest quarterly trend.
- Valuation is weaker at 2/30; verify the latest quarterly trend.
- Cash flow is weaker at 1/10; verify the latest quarterly trend.
Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks
For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Score history
12 stored score snapshots. Latest stored move: +0 points.
Factor attribution
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Weak Trust: Management has 75% delivered/partly-delivered outcomes on 4 checked claims, with 1 adverse claim outcome. It ranks around the 5th percentile of the scored universe and 6th percentile within Services. Main check: results consistency is weak at 38/100.
Mixed Trust: 4/4 extracted management claims have outcome checks; 0% were fully delivered and 3 were partially delivered. 1 claim(s) were contradicted or failed. Key concern: Operating cash flow is negative at ₹-99 Cr.
Management or financial behaviour needs caution. Demand stronger valuation compensation.
overall median 67 · Services: 6th pctile, median 66 · Small: 6th pctile, median 65
4/4 claims checked. Use as directional, not final.
4/4 claims checked · 1 contradicted/failed claim
How to read this Trust Score
Weak Trust · medium confidenceRead Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Trust positives
- ▸Promoter pledge is zero.
- ▸Promoter holding increased 11%.
- ▸Debt/equity is 0.07.
Trust risks
- ▸Operating cash flow is negative at ₹-99 Cr.
- ▸Promoter holding is only 19%.
- ▸ROCE is low at -7.8%.
- ▸ROE is low at -12%.
Intrinsic value
Fundamentals
Valuation
- P/E
- —
- P/B
- 8.63
- EV/EBITDA
- —
- Market Cap
- 18574.00Cr
Profitability
- ROE
- -12.00%
- ROCE
- -7.82%
- ROA
- -8.65%
- Dividend Y
- —
Growth (CAGR)
- Revenue 5Y
- 44.00%
- EPS 5Y
- 1.00%
- Revenue 3Y
- 35.00%
- EPS 3Y
- 8.00%
Balance Sheet
- Debt/Equity
- 0.07
- Interest Coverage
- -21.17×
- Altman Z
- 7.41
- Book Value
- 13.90
Cash Flow
- FCF Yield
- —
- FCF Positive Y
- 2/5
- OCF
- -99.00 Cr
- EPS TTM
- -1.52
Shareholding
- Promoter Hold
- 19.02%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 23%
Financial History
Updated 9/6/2026
Revenue
₹ CrNet Profit
₹ CrReturn on Equity
%Peers
Business-comparable peers in Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.